Mark David Dela Cruz

Chief Executive Officer

An entrepreneur and Chief Executive Officer of Repay, a company working in property-linked financial technology. It is active in the space where payment meets housing, a category of solution addressing cash flow for tenant and landlord at once: the landlord needs regular, assured income, while the tenant needs flexibility in payment timing that matches their earnings. The category has grown quickly in emerging markets where rent is demanded in a single annual or semi-annual payment. Companies of this kind work on assessing a tenant's creditworthiness through alternatives to the traditional banking record, and connecting that to funding sources that pay the landlord up front against monthly collection from the tenant.