Harshvardhan Lunia

Founder and Chief Executive Officer

Harshvardhan Lunia is the co-founder and chief executive of Lendingkart, an Indian fintech focused on working capital finance for small business owners, built on big data credit scoring with analytics and artificial intelligence to reach creditworthy businesses that traditional lenders do not serve. He is a chartered accountant and completed postgraduate study at the Indian School of Business in Hyderabad. Before founding the company he worked in banking, starting as a small business relationship manager at HDFC Bank, then as a city manager in SME banking at Standard Chartered, and later at ICICI Bank in investment corporate banking in London and as a relationship manager in Germany, experience that shaped his focus on closing the financing gap facing small business owners.